BadCreditLoans is a personal-loan marketplace focused on non-prime borrowers that matches applicants with multiple installment and personal-loan lenders via a single online form. The brand positions itself as non-judgmental and accessible for people rebuilding credit, emphasizing options for debt consolidation, emergency expenses and credit recovery and leveraging long-standing experience serving subprime applicants.

This program is a good fit for publishers in the financial education, credit repair, budgeting and personal finance niches, as well as comparison sites and content creators focused on financial recovery; affiliates should prioritize responsible-borrowing messaging, transparent claims and sources of traffic that deliver high-quality, contactable loan applicants.

The affiliate program is available at Takeads for approved publishers.

Commission structure

BadCreditLoans US offers a commission rate of up to $120 per confirmed lead through Takeads.

Payment model

CPA

Available GEOs

US

How to join

To join, publishers need to sign up through Takeads and get their platform approved. Once approved, you receive access to a unique tracking link via API or JS code to promote the merchant’s products.